FAQ'S

1. How do I apply for a loan? To apply for a loan, simply visit our website and complete the online application form. Provide the necessary information and submit the required documents. Our team will review your application and get back to you with the next steps.

2. What are the eligibility criteria for obtaining a loan? Eligibility criteria may vary depending on the type of loan. Typically, we consider factors such as age, employment status, income, credit history, and documentation requirements. Visit our website or contact our customer support for specific eligibility criteria for each loan type.

3. Can I apply for a loan if I have a low credit score? We understand that individuals may have varying credit scores. While a low credit score may affect your loan eligibility, we encourage you to apply. We consider multiple factors in our evaluation process, including income, repayment capacity, and overall financial profile.

4. How long does it take to get loan approval? Loan approval timelines may vary depending on the loan type and the completeness of your application. We strive to process applications quickly and provide you with a response as soon as possible. You can track the status of your application on our website.

5. What documents are required for a loan application? The required documents may vary depending on the loan type and your profile. Generally, you will need to provide identification proof, address proof, income documents, and bank statements. Visit our website or contact our customer support for the specific document requirements.

6. Can I prepay my loan? Are there any charges for prepayment? Yes, you can prepay your loan. We encourage responsible borrowing and offer the flexibility to prepay your loan, usually without any prepayment charges. However, please refer to your loan agreement or contact our customer support for specific details regarding prepayment terms and conditions.

7. What happens if I miss an EMI payment? If you miss an EMI payment, we recommend contacting our customer support immediately. Late or missed payments may incur late fees or penalties, which could affect your credit score and loan terms. It's important to communicate any payment difficulties to avoid any negative impact.

8. Is my personal and financial information secure with CapitalFinHub? Yes, we take the security and privacy of your personal and financial information seriously. We have robust security measures in place to protect your data from unauthorized access or misuse. You can refer to our Privacy Policy for detailed information on how we handle and safeguard your information

9. How long does it take to receive the loan funds once approved? Once your loan is approved, the time it takes to receive the funds may vary. In most cases, the funds are disbursed within a few business days after approval. However, the exact timeline may depend on factors such as the loan type, documentation requirements, and the receiving bank's processing times.

10. Can I track the status of my loan application? Yes, you can easily track the status of your loan application by logging into your account on our website. Our step-by-step tracking feature allows you to stay updated on the progress of your loan application at any time.

11. Can I apply for a loan if I already have an existing loan from another lender? Yes, you can apply for a loan even if you have an existing loan from another lender. However, we consider your overall debt burden, including existing loans, while evaluating your loan application. It's important to disclose your existing loans during the application process.

12. How can I contact customer support for assistance? You can reach our customer support team through our hotline at +91-9355704040 or by sending an email to support@capitalfinhub.com. Our dedicated team is ready to assist you with any queries, concerns, or assistance you may require.

Remember to customize the FAQs based on your specific loan offerings and include any additional questions that your customers commonly ask.